About Us
Reviews
Contact Us
Licensing and Disclosure
Official Business Information
Areas We Serve
Severn
Linthicum
Hanover
Crofton
Glen Burnie
Odenton
Gambrills
Millersville
Pasadena
Refinance
Refinance Guide Maryland
For Realtors
Home Loans
FHA Loans
VA Loans
Conventional Loans
Insights & Strategies
Blog
Mortgage Calculator
Mortgage FAQs
First-Time Homebuyer Guide
Fort Meade Homebuyer Playbook
Mortgage Pre-Approval Guide
Refinance Guide Maryland
Refinance Calculator
Current Loan Balance
Current Interest Rate (%)
Years Remaining
New Interest Rate (%)
New Loan Term (years)
Refinance Closing Costs
Calculate
Refinance Calculator
Current Loan Balance
Current Interest Rate (%)
Years Remaining
New Interest Rate (%)
New Loan Term (years)
Refinance Closing Costs
Calculate
Apply Now
Legal
Terms of Service
Privacy Policy
Accessibility Assistance
Licensing and Disclosure
Loan Programs
VA Home Loans
FHA Home Loans
Conventional Loans
Refinance
First-Time Home Buyers
All Programs
Areas We Serve
Severn
Linthicum
Hanover
Crofton
Glen Burnie
Odenton
Quick Links
For Meade Playbook
For Realtors
Mortgage Calculator
Blog
About Us
Reviews
Contact Us
(410) 562-2046
[email protected]
1416 Annapolis Rd Ste B, Odenton, MD 21113
Social Media
Facebook
YouTube
Instagram
LinkedIn
Tik Tok
Zillow
Yelp
Copyright 2026. All rights reserved. John Shea NMLS #455896 | Bay Capital Mortgage NMLS #39610 | Equal Housing Opportunity | Equal Housing Lender
Not affiliated with the Department of Veterans Affairs or any government agency.